Industries Served

Restaurant POS Pricing
Restaurants
Retail POS Pricing
Retail
Hospitality Industry POS Pricing
Hospitality
B2B POS Systems
B2B
E-Commerce POS Systems
E-commerce
Event Industry POS Systems
Events

Clover Rates, Fees and Costs*

Full Service Dining Quick Service Dining Retail Professional Services
Monthly Price $165 $105 $60 $50
Transaction fee Credit Card 2.3% + 10¢ 2.3% + 10¢ 2.3% + 10¢ 2.6% + 10¢
Cardless Transaction Fee 3.5% + 10¢ 3.5% + 10¢ 3.5% + 10¢ 3.5% + 10¢
Order Management
Product Management
Multichannel Features
Permission & Role Assignment
Inventory Management
In-Store Analytics


What is a POS system

A POS (Point of Sale system) is the hardware and software that businesses use to process sales transactions, manage customer orders, and keep track of inventory. It's essentially where a customer makes a payment for products or services, and the business records the sale.

Components of a POS System:

Hardware:

Terminal

A computer or tablet where the transaction is processed.

Card Reader

For processing credit and debit card payments.

Receipt Printer

To print out receipts for customers.

Barcode Scanner

For scanning product barcodes, speeding up the checkout process.

Cash Drawer

Where cash payments are stored.

Software:

Transaction Processing

To handle sales, refunds, and exchanges.

Inventory Management

To track stock levels and update inventory as items are sold.

Customer Relationship Management (CRM)

To store customer information, purchase history, and loyalty programs.

Reporting

To generate sales reports, track performance, and analyze customer behavior.

Employee Management

To track staff sales, shifts, and manage user permissions.

Types of POS Systems:

1. Traditional/Legacy POS

These are usually on-premise systems that require specific hardware like a desktop terminal and are often used by large businesses or restaurants.

2. Cloud-based POS

These systems can be accessed from any device with internet connectivity, such as tablets or smartphones. They offer more flexibility and are popular with small businesses, retail stores, and cafes.

Benefits of a POS System:

Efficiency

Speeds up transactions and reduces errors.

Data Tracking

Provides insights into sales trends and inventory levels.

Customer Experience

Streamlines the checkout process and supports loyalty programs.

Security

Secures payment information, especially with EMV (chip) card technology.

POS systems are used in a wide variety of businesses, including retail stores, restaurants, cafes, and service-based industries.

Common POS Pricing Structures

POS systems come with various pricing structures depending on the provider, the size of the business, and the specific needs (such as hardware and features). Here are the common pricing structures for POS systems:

Flat Monthly Subscription Fee:

  • This is the most common pricing model, especially for cloud-based POS systems. Businesses pay a fixed monthly fee to use the software.
  • Example: A retail POS system might charge $30–$100 per month, depending on features like inventory management, reporting, or multi-location support.

Pros: Predictable cost, scalable with your business.
Cons: If your business scales up or you need more features, costs can rise.

Tiered Pricing (Based on Features or Business Size):

  • Many POS providers offer different tiers, where pricing increases with additional features or the number of locations/users.

Example:

  • Basic Plan: $30/month for essential POS features.
  • Premium Plan: $100/month with advanced analytics, multi-location support, and CRM features.

Pros: Flexibility to choose based on business needs.
Cons: You might have to upgrade to higher tiers for features that are essential as your business grows.

Free POS System (Pay-per-Transaction):

  • Some providers offer free POS software but make money through transaction fees. The software is free, but each sale incurs a small percentage fee or flat rate.
  • Example: You may pay a 2.6% + $0.10 fee for every transaction (credit card payment) processed through the system.

Pros: No upfront costs, ideal for small businesses or startups.
Cons: Over time, transaction fees can add up, making it more expensive than subscription-based models for high-volume businesses.

Custom Pricing (Enterprise Solutions):

  • Larger businesses or enterprises may need customized solutions, especially if they operate across multiple locations or have complex needs.
  • Example: Pricing is negotiated and typically includes tailored features, hardware, and dedicated support.

Pros: Tailored to specific needs, often includes premium support.
Cons: Usually more expensive, contracts may be long-term.

Hardware Costs:

Some POS systems may require you to purchase hardware like tablets, card readers, barcode scanners, and receipt printers, which are often priced separately.

Example Hardware Costs
  • POS terminal: $500–$1,500.
  • Receipt printer: $200–$300.
  • Barcode scanner: $100–$300

Pros: Buy only what you need.
Cons: Upfront hardware costs can be significant.

Processing Fees (for Payment Processing):

  • If the POS provider also handles credit card payments, there are typically processing fees per transaction.

Examples:
  • Credit card processing fee: 2.6% + $0.10 per transaction.
  • Custom rates for high-volume businesses may be lower, or some providers offer a flat rate.

Pros: Integrated processing is convenient.
Cons: Fees can vary based on payment type and provider.

One-Time Licensing Fee (for On-Premise Systems):

  • For traditional POS systems (installed on-premise), businesses may pay a one-time license fee for the software, with optional ongoing support or upgrade fees.
  • Example: $1,000–$5,000+ one-time payment for a licensed system, plus optional support fees of $500–$1,500/year.

Pros: No recurring software fees after the initial purchase.
Cons: High upfront cost and may require ongoing maintenance fees.



Hardware

Top 10 POS matches your business with the best point of sale services saving you the time and money you need to keep growing.

Clover Hardware Features

Clover POS hardware systems offer a variety of features designed to streamline business operations, particularly in retail and food service industries. Here are the key features of the Clover POS hardware systems:

All-in-One Design

  • Clover devices combine multiple functions into one sleek, compact system, including payment processing, receipt printing, and touchscreen display.
  • This design reduces the need for multiple pieces of hardware, making setups simpler and more space-efficient.

Clover offers several different hardware options, allowing businesses to choose the best fit for their needs:

  • Clover Station Duo: A powerful countertop system with two screens (one for the cashier and one for the customer) and integrated payment processing.
  • Clover Mini: A smaller, more compact version of the Clover Station, ideal for businesses with limited counter space.
  • Clover Flex: A portable, handheld device that allows you to take payments anywhere within your business or on the go.
  • Clover Go:f A mobile card reader that connects to a smartphone or tablet, suitable for businesses on the move or for simple transactions.

  • Clover hardware comes with built-in payment processing capabilities, accepting multiple payment types:
    • Credit and debit cards (swipe, chip, and contactless).
    • Mobile payments like Apple Pay, Google Pay, and Samsung Pay.
    • Gift cards and loyalty programs.
  • Clover also supports EMV (chip cards) and NFC (tap to pay) technology for secure transactions.

  • Each Clover device has a user-friendly touchscreen interface, allowing businesses to customize the system to their specific needs.
  • You can arrange apps and features according to your preferences, making the system easy to navigate and tailored to your business operations.

  • Clover is a cloud-based system, which means all transaction data, inventory, customer information, and reports are stored in the cloud and accessible from any device with internet access.
  • This allows real-time updates across multiple devices and locations, ensuring all business data is synchronized.

  • Clover’s POS hardware integrates with advanced inventory management software, allowing you to track stock levels, receive low-stock alerts, and manage product variants (sizes, colors, etc.).
  • You can upload and manage thousands of products, track performance, and even automate reordering when stock is low.

  • Clover devices come with features for tracking employee activity, including clock-in/clock-out functions, and sales performance reporting.
  • You can set user permissions to control access to certain parts of the system based on job roles.

  • Clover offers built-in CRM tools to track customer details, purchase history, and preferences.
  • It also supports loyalty programs, customer feedback collection, and marketing tools for promotions and discounts.

  • Clover provides detailed, customizable reports that give insights into sales, employee performance, inventory, and customer behavior.
  • Reports can be accessed in real-time from any device with internet access, allowing for remote monitoring of business operations.

  • Most Clover devices (such as the Clover Station and Clover Mini) come with built-in receipt printers, while others, like the Clover Flex, offer wireless receipt printing options.
  • Clover also supports email receipts and text message receipts, giving customers the option for a paperless experience.

  • Clover has an App Market with various third-party applications that integrate directly with the POS system.
  • These apps provide additional functionality such as accounting (QuickBooks), marketing (Mailchimp), e-commerce (Shopify), and more, allowing businesses to expand the system's capabilities.

  • The Clover Flex and Clover Go devices offer full portability, enabling businesses to take payments anywhere, whether it's tableside at a restaurant or out in the field for a mobile business.
  • The portable devices are also great for reducing wait times and offering a more personalized customer experience.

  • Clover POS systems offer built-in encryption and tokenization to ensure secure transactions and protect sensitive payment data.
  • Clover hardware is PCI-compliant, helping businesses meet industry standards for data security.

  • Clover’s hardware is designed for easy setup, with many plug-and-play options. The system scales easily, so as your business grows, you can add new devices or features.
  • It's ideal for multi-location businesses, as everything is managed through one cloud-based system, keeping all data synchronized.

  • Clover devices can connect via Wi-Fi or Ethernet, providing flexibility depending on your business environment and internet availability.
  • Clover Flex and Clover Go offer mobile data connectivity as well, making them suitable for businesses that operate outside traditional retail environments.

  • Some Clover devices can continue processing sales even when your internet connection goes down, ensuring minimal disruption during downtime.
  • Once the connection is restored, the system syncs the data automatically.

Key Devices in the Clover POS Hardware Lineup:

Clover Station Duo:

  • Dual display system with customer-facing and business-facing screens.
  • Built-in printer, scanner, and secure payment processing.
  • Great for restaurants and high-volume retail businesses.

Clover Mini:

  • A compact but powerful countertop POS with payment processing and a touchscreen.
  • Ideal for small businesses or those with limited space.

Clover Flex:

  • A portable, all-in-one device that supports payments, receipts, and inventory management.
  • Perfect for restaurants, retail stores, and businesses on the move.

Clover Go:

  • A mobile card reader that connects to your smartphone or tablet, allowing you to take payments anywhere.
  • Suitable for small, mobile, or pop-up businesses.
Clover POS hardware systems provide a comprehensive solution for businesses looking for flexibility, customization, and ease of use while ensuring secure and efficient payment processing and business management.

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Our Expert Opinion

Clover offers solutions for a wide variety of business types that perform the majority of their transactions in person. Fees and monthly costs are very reasonable, providing a solid solution for both new and established businesses. Hardware options are on the expensive side but this is offset by the competitive rates and need based options that they provide.



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